Imagine this:
You’re at the local shop. You pick up a few essentials. At the till, you simply tap your ring or bracelet—and that’s it. No fumbling for cards. No remembering PINs. No stress. Just independence.
You’re at the local shop. You pick up a few essentials. At the till, you simply tap your ring or bracelet—and that’s it. No fumbling for cards. No remembering PINs. No stress. Just independence.
For many of us, that’s convenience.
For vulnerable people, it’s empowerment.
For vulnerable people, it’s empowerment.
Why Wearables?
At Money Carer, we’ve spent years supporting people who are often left behind by traditional banking. Older adults. People with learning disabilities. Individuals who rely on carers or local authorities to manage their finances.
We’ve seen firsthand how the current system can create barriers—both practical and emotional. That’s why we’ve partnered with RingPay to launch a range of wearable payment devices designed specifically for the vulnerable sector.
These aren’t just gadgets. They’re tools for dignity.
What We’ve Built
Our new wearable range includes:
- Payment Rings – discreet, stylish, and always on hand
- Payment Bracelets – comfortable, secure, and easy to use
- Payment Keyrings – practical and familiar, ideal for everyday use
Each device is linked to a secure account, managed by a carer or financial guardian. The user can tap to pay for small purchases—like a coffee, a bus ticket, or a sandwich—without needing to handle cash or remember complex details.
Designed With People in Mind
We didn’t just design these wearables for vulnerable people—we designed them with them. We listened to carers, support workers, and families. We tested prototypes with real users. We made sure the devices were:
- Simple – no screens, no passwords, no confusion
- Secure – spending limits, real-time monitoring, and no access to the main account
- Stylish – because dignity matters, and no one wants to wear something that screams “different”
Why This Matters
Financial inclusion isn’t just about access to money. It’s about the freedom to make choices. The confidence to act independently. The dignity of being trusted.
With wearable payment tech, we’re giving vulnerable people more than just a way to pay—we’re giving them a way to participate.
What’s Next?
In our final blog in this series, we’ll explore how this technology supports not just individuals, but the entire care ecosystem—from carers and families to local authorities and financial institutions.
Stay tuned for:
“From Carers to Councils: Who Benefits from Inclusive Payment Tech?”
“From Carers to Councils: Who Benefits from Inclusive Payment Tech?”
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Why Financial Inclusion Needs a Rethink—And How Wearables Can Help